Located in the heart of the United States, Embrey delivers deep commercial insurance insight and judgment to businesses in the central and south-central U.S.  With decades of real-world experience guiding companies through shifting markets, evolving risks, and complex claims, we help protect what matters most through a comprehensive portfolio of property, liability, transportation, and workers' compensation solutions.

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In our operating states, we support a wide range of industries - manufacturers, importers, wholesalers, real estate investors, apartment and condo communities, lodging, retail and service businesses, and transportation companies - providing dependable, tailored, competitive coverage built for real-world exposures.

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What sets us apart is our seasoned judgment and strategic execution.  We act as a true partner between our clients and the nation's leading insurance carriers, wholesale brokers, program administrators, and MGAs.  This close collaboration allows us to secure stronger terms, smarter options, and better outcomes - ensuring our clients have coverage that performs when it matters most.​

Michael Embrey founded Embrey Agency after early professional experience in the energy and advertising industries - a background that shaped his creative approach to problem-solving and his drive to deliver strong results for clients.  His focus remains on expanding the agency's reach, strengthening carrier relationships, and providing clear, strategic guidance to businesses navigating complex insurance decisions.

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Michael holds a B.A. from SWOSU in Oklahoma and lives in Oklahoma City with his wife, Sunita, enjoying time with their two daughters and granddaughter.